# Achievements

## Completed Spending Analysis

you have earned 20,000 points

### How do I get this?

By completing an achievement

## Debt Repayment Plan

You created a Debt Repayment Plan and earned 10,000 points

### How do I get this?

By completing an achievement

## Balanced Budget

You created a Balanced Budget and earned 10,000 points

### How do I get this?

By completing an achievement

## Net Worth Statement

You have earned 2,000 points!

### How do I get this?

By completing an achievement

## Completed Level 1

Congratulations!!!

### How do I get this?

By completing an achievement

## Aligned Cash Flow with Bills

You have earned 2000 points!

### How do I get this?

By completing an achievement

## Helped someone up Level

You have earned 5,000 points

### How do I get this?

By completing an achievement

## Completed Level 2

Congratulations!!!

### How do I get this?

By completing an achievement

## Calculated Personal Savings Rate

You have earned 10,000 points!!!

### How do I get this?

By completing an achievement

## Set up Emergency Fund

You have earned 2500 points!!!

### How do I get this?

By completing an achievement

## Automated Emergency Fund

You have earned 250 points!!!

### How do I get this?

By completing an achievement

## Set up Retirement Savings

You have earned 2500 points!!!

### How do I get this?

By completing an achievement

## Automated Retirement Savings

You have earned 250 points

### How do I get this?

By completing an achievement

## Created a Curve Ball Account

You have earned 2500 points!!!

### How do I get this?

By completing an achievement

## Filled Curveball Account

You have earned 2000 points!!!

### How do I get this?

By completing an achievement

## Opened Tax Free Savings Account

You have earned 2500 points

### How do I get this?

By completing an achievement

## Automated Your TFSA

You have earned 250 points

### How do I get this?

By completing an achievement

## Opened RESP for children

You have earned 2500 points

### How do I get this?

By completing an achievement

## Automated RESP

You have earned 250 points

### How do I get this?

By completing an achievement

## Guided someone up a Level

You have earned 5000 points

### How do I get this?

By completing an achievement

## Completed Level 3

Congratulations!!!

### How do I get this?

By completing an achievement

## Enrolled in a Company Pension Plan

you have earned 2500 points!

### How do I get this?

By completing an achievement

## Established your Credit

You have earned 500 points!

### How do I get this?

By completing an achievement

## Consistently built your Credit

You have earned 200 points

### How do I get this?

By completing an achievement

## Corrected Credit Bureau mistakes

You have earned 500 points!

### How do I get this?

By completing an achievement

## Eliminated Overdraft

You have earned 2500 points!

### How do I get this?

By completing an achievement

## Created Overdraft Protection

You have earned 2500 points

### How do I get this?

By completing an achievement

## Completed Home Inventory

You have earned 500 points!

### How do I get this?

By completing an achievement

## Filed Current Years Tax Return

You have earned 1000 points!

### How do I get this?

By completing an achievement

## Completed Level 4

Congratulations!

### How do I get this?

By completing an achievement

## Made a Will

You have earned 2000 points!

### How do I get this?

By completing an achievement

## Made a Financial Power of Attorney

You have earned 2000 points

### How do I get this?

By completing an achievement

## Made a Personal Care Power of Attorney

You have earned 2000 points

### How do I get this?

By completing an achievement

## Appointed a Guardian for my Children

You have earned 2000 points

### How do I get this?

By completing an achievement

## Guided Another Person Up a Level

You have earned 5000 points

### How do I get this?

By completing an achievement

## Completed Level 5

Congratulations!!!

### How do I get this?

By completing an achievement

## Purchased Private Disability Insurance

You have earned 10000 points!

### How do I get this?

By completing an achievement

## Purchased Private Life Insurance

You have earned 5000 points!

### How do I get this?

By completing an achievement

## Guided Someone to another Level

You have earned 5000 points

### How do I get this?

By completing an achievement

## Completed Level 6

Congratulations!!!

### How do I get this?

By completing an achievement

## Helped someone up a Level

You have earned 5000 points.

### How do I get this?

By completing an achievement

## Completed Level 7

Congratulations!!!

### How do I get this?

By completing an achievement

## Identify your Time Horizon

You have earned 1000 points!

### How do I get this?

By completing an achievement

## Identify Your Risk Profile

You have earned 3000 points!

### How do I get this?

By completing an achievement

## Identify Your Level of Knowledge

You have earned 2000 points!

### How do I get this?

By completing an achievement

## Choose and Buy an Investment

You have earned 3000 points

### How do I get this?

By completing an achievement

## Learn about One New Investment Option

You have earned 5000 points!

### How do I get this?

By completing an achievement

## Completed Level 8

Congratulations!!!

### How do I get this?

By completing an achievement

## Gave Back to the Community

You have earned 2000 points!

### How do I get this?

By completing an achievement

## Saved through Rewards or Couponing

You have earned 1000 points

### How do I get this?

By completing an achievement

## Completed Level 9

Congratulations!!!

### How do I get this?

By completing an achievement

## Decreased Debt by 5 Percent

You have earned 2000 points!

### How do I get this?

By completing an achievement

## Decreased Spending

You have earned 2000 points!

### How do I get this?

By completing an achievement

## Increase Your Savings

You've increased your Savings by 0.5% and earned 2000 points!

### How do I get this?

By completing an achievement

## Reduce Interest Costs

You've reduced your Interest Costs by 1% and earned 2000 points!

### How do I get this?

By completing an achievement

## Established 1 Month Emergency Fund

You have earned 20,000 points

### How do I get this?

By completing an achievement

## Completed Level 10

Congratulations!!!

### How do I get this?

By completing an achievement

## Decrease Your Debt

You have decreased your debt by 10% and earned 2000 points!

### How do I get this?

By completing an achievement

## Decrease your Spending

You have decreased your spending by 1% and earned 2000 points!

### How do I get this?

By completing an achievement

## Increased Your Savings

You have increased your savings by 1% and earned 2000 points!

### How do I get this?

By completing an achievement

## Reduced Interest Costs Lv 11

You have reduced your interest costs by 2% and earned 2000 points!

### How do I get this?

By completing an achievement

## Established 2 Months Emergency Fund

You have earned 20,000 points!

### How do I get this?

By completing an achievement

## Completed Level 11

Congratulations!!!

### How do I get this?

By completing an achievement

## Decrease Your Debt Lv 12

Decreased your debt by 15% and earned 3000 points!

### How do I get this?

By completing an achievement

## Decreased Your Spending Lv 12

Decreased your spending by 1.5% and earned 3000 points!

### How do I get this?

By completing an achievement

## Increased Your Savings Lv 12

Increased your savings by 1.5% and earned 3000 points!

### How do I get this?

By completing an achievement

## Reduced Interest Costs Lv 12

Reduced interest costs by 3% and earned 3000 points!

### How do I get this?

By completing an achievement

## Established 3 Months Emergency Fund

You have earned 20,000 points!

### How do I get this?

By completing an achievement

## Decreased Your Spending Lv 13

Decreased spending by 2% and earned 3000 points!

### How do I get this?

By completing an achievement

## Increased Your Savings Lv 13

Increase savings by 2% and earned 3000 points!

### How do I get this?

By completing an achievement

## Reduced Interest Costs Lv 13

Reduced interest costs by 4% and earned 3000 points!

### How do I get this?

By completing an achievement

## Established 4 Months Emergency Fund

You have earned 20,000 points!

### How do I get this?

By completing an achievement

## Completed Level 13

Congratulations!!!

### How do I get this?

By completing an achievement

## Decrease Your Debt Lv 14

Decreased debt by 25% and earned 3000 points!

### How do I get this?

By completing an achievement

## Decreased Your Spending Lv 14

Decreased your spending by 2.5% and earned 3000 points!

### How do I get this?

By completing an achievement

## Increased Your Savings Lv 14

Increased your savings by 2.5% and earned 3000 points!

### How do I get this?

By completing an achievement

## Reduced Interest Costs Lv 14

Reduced interest costs by 5% and earned 3000 points!

### How do I get this?

By completing an achievement

## Completed Level 14

Congratulations!!!

### How do I get this?

By completing an achievement

## Established 5 Months Emergency Fund

You have earned 20,000 points

### How do I get this?

By completing an achievement

## Decreased Your Debt Lv 15

Decreased your debt by 30% and earned 3000 points!

### How do I get this?

By completing an achievement

## Decreased Your Spending Lv 15

Decreased your spending by 3% and earned 3000 points!

### How do I get this?

By completing an achievement

## Increased Your Savings Lv 15

Increased your savings by 3% and earned 3000 points!

### How do I get this?

By completing an achievement

## Reduced Interest Costs Lv 15

Reduced interest costs by 6% and earned 3000 points!

### How do I get this?

By completing an achievement

## Established 6 Months Emergency Fund

You have earned 20,000 points!

### How do I get this?

By completing an achievement

## Completed Level 15

Congratulations!!!

### How do I get this?

By completing an achievement

## Decrease Your Debt Lv 15

Decreased your debt by 30% and earned 3000 points!

### How do I get this?

By completing an achievement

## Decreased Your Spending Lv 16

Decreased your spending by 4% and earned 3000 points!

### How do I get this?

By completing an achievement

## Increased Your Savings Lv 16

Increased your savings by 4% and earned 3000 points!

### How do I get this?

By completing an achievement

## Completed Level 16

Congratulations!!!

### How do I get this?

By completing an achievement

## Decrease Your Debt Lv 16

Decreased your debt by 40% and earned 4000 points!

### How do I get this?

By completing an achievement

## Decreased Your Spending Lv 17

Decreased your spending by 5% and earned 4000 points!

### How do I get this?

By completing an achievement

## Increased Your Savings Lv 17

Increased your savings by 5% and earned 4000 points!

### How do I get this?

By completing an achievement

## Completed Level 17

Congratulations!!!

### How do I get this?

By completing an achievement

## Decrease Your Debt Lv 17

Decreased your debt by 45% and earned 4000 points!

### How do I get this?

By completing an achievement

## Decreased Your Spending Lv 18

Decreased spending by 6% and earned 4000 points!

### How do I get this?

By completing an achievement

## Increased Your Savings Lv 18

Increased savings by 6% and earned 4000 points!

### How do I get this?

By completing an achievement

## Completed Level 18

Congratulations!!!

### How do I get this?

By completing an achievement

## Decrease Your Debt Lv 19

Decreased your debt by 50% and earned 4000 points!

### How do I get this?

By completing an achievement

## Decreased Your Spending Lv 19

Decreased spending by 7% and earned 4000 points!

### How do I get this?

By completing an achievement

## Increased Your Savings Lv 19

Increased savings by 7% and earned 4000 points!

### How do I get this?

By completing an achievement

## Completed Level 19

Congratulations!!!

### How do I get this?

By completing an achievement

## Decreased Your Debt Lv 20

Decrease debt by 60% and earned 4000 points!

### How do I get this?

By completing an achievement

## Decreased Your Spending Lv 20

Decreased spending by 8% and earned 4000 points!

### How do I get this?

By completing an achievement

## Increased Your Savings Lv 20

Increased savings by 8% and earned 4000 points!

### How do I get this?

By completing an achievement

## Completed Level 20

Congratulations!!!

### How do I get this?

By completing an achievement

## Decreased Your Debt Lv 21

Decreased debt by 70% and earned 4000 points!

### How do I get this?

By completing an achievement

## Decreased your Spending Lv 21

Decreased spending by 9% and earned 4000 points!

### How do I get this?

By completing an achievement

## Increased Your Savings Lv 21

Increased savings by 9% and earned 4000 points!

### How do I get this?

By completing an achievement

## Completed Level 21

Congratulations!!!

### How do I get this?

By completing an achievement

## Reviewed Spending and Update Budget

You have earned 5000 points!

### How do I get this?

By completing an achievement

## Reviewed and Updated Insurance

You have earned 1000 points!

### How do I get this?

By completing an achievement

## Completed Level 22

Congratulations!!!

### How do I get this?

By completing an achievement

## Making Maximum Allowed RRSP Contribution

You have earned 5000 points!

### How do I get this?

By completing an achievement

## Making Maximum Allowed TFSA Contribution

You have earned 5000 points!

### How do I get this?

By completing an achievement

## Eliminated all Consumer Debt

You have earned 15,000 points!

### How do I get this?

By completing an achievement

## Use Credit Card and Pay Balance in Full Monthly

You have earned 5000 points!

### How do I get this?

By completing an achievement

## Mortgage Free

You have earned 50,000 points!

### How do I get this?

By completing an achievement

## Eliminated Student Debt

You have earned 15,000 points

### How do I get this?

By completing an achievement

## Built Unregistered Investment Portfolio

You have earned 5000 points!

### How do I get this?

By completing an achievement

## Completed Level 23

Congratulations!!!

### How do I get this?

By completing an achievement

## Completed Level 12

Congratulations!!!

### How do I get this?

By completing an achievement

## Decrease Your Debt Lv 13

Decreased your debt by 20% and earned 3000 points!

### How do I get this?

By completing an achievement

Completed Spending Analysis

Debt Repayment Plan

Balanced Budget

Net Worth Statement

Completed Level 1

Aligned Cash Flow with Bills

Helped someone up Level

Completed Level 2

Calculated Personal Savings Rate

Set up Emergency Fund

Automated Emergency Fund

Set up Retirement Savings

Automated Retirement Savings

Created a Curve Ball Account

Filled Curveball Account

Opened Tax Free Savings Account

Automated Your TFSA

Opened RESP for children

Automated RESP

Guided someone up a Level

Completed Level 3

Enrolled in a Company Pension Plan

Established your Credit

Consistently built your Credit

Corrected Credit Bureau mistakes

Eliminated Overdraft

Created Overdraft Protection

Completed Home Inventory

Filed Current Years Tax Return

Completed Level 4

Made a Will

Made a Financial Power of Attorney

Made a Personal Care Power of Attorney

Appointed a Guardian for my Children

Guided Another Person Up a Level

Completed Level 5

Purchased Private Disability Insurance

Purchased Private Life Insurance

Guided Someone to another Level

Completed Level 6

Helped someone up a Level

Completed Level 7

Identify your Time Horizon

Identify Your Risk Profile

Identify Your Level of Knowledge

Choose and Buy an Investment

Learn about One New Investment Option

Completed Level 8

Gave Back to the Community

Saved through Rewards or Couponing

Completed Level 9

Decreased Debt by 5 Percent

Decreased Spending

Increase Your Savings

Reduce Interest Costs

Established 1 Month Emergency Fund

Completed Level 10

Decrease Your Debt

Decrease your Spending

Increased Your Savings

Reduced Interest Costs Lv 11

Established 2 Months Emergency Fund

Completed Level 11

Decrease Your Debt Lv 12

Decreased Your Spending Lv 12

Increased Your Savings Lv 12

Reduced Interest Costs Lv 12

Established 3 Months Emergency Fund

Decreased Your Spending Lv 13

Increased Your Savings Lv 13

Reduced Interest Costs Lv 13

Established 4 Months Emergency Fund

Completed Level 13

Decrease Your Debt Lv 14

Decreased Your Spending Lv 14

Increased Your Savings Lv 14

Reduced Interest Costs Lv 14

Completed Level 14

Established 5 Months Emergency Fund

Decreased Your Debt Lv 15

Decreased Your Spending Lv 15

Increased Your Savings Lv 15

Reduced Interest Costs Lv 15

Established 6 Months Emergency Fund

Completed Level 15

Decrease Your Debt Lv 15

Decreased Your Spending Lv 16

Increased Your Savings Lv 16

Completed Level 16

Decrease Your Debt Lv 16

Decreased Your Spending Lv 17

Increased Your Savings Lv 17

Completed Level 17

Decrease Your Debt Lv 17

Decreased Your Spending Lv 18

Increased Your Savings Lv 18

Completed Level 18

Decrease Your Debt Lv 19

Decreased Your Spending Lv 19

Increased Your Savings Lv 19

Completed Level 19

Decreased Your Debt Lv 20

Decreased Your Spending Lv 20

Increased Your Savings Lv 20

Completed Level 20

Decreased Your Debt Lv 21

Decreased your Spending Lv 21

Increased Your Savings Lv 21

Completed Level 21

Reviewed Spending and Update Budget

Reviewed and Updated Insurance

Completed Level 22

Making Maximum Allowed RRSP Contribution

Making Maximum Allowed TFSA Contribution

Eliminated all Consumer Debt

Use Credit Card and Pay Balance in Full Monthly

Mortgage Free

Eliminated Student Debt

Built Unregistered Investment Portfolio

Completed Level 23

Completed Level 12

Decrease Your Debt Lv 13